Terms and Conditions

Effective date: 6/19/2024

Welcome to Jamie Smith Insurance!

1. Introduction These terms and conditions outline the rules and regulations for the use of Jamie Smith Insurance's Website, located at https://jjsmithinsurance.com. and the services provided by us as a health and life insurance agent.

By accessing this website, we assume you accept these terms and conditions. Do not continue to use Jamie Smith Insurance if you do not agree to take all of the terms and conditions stated on this page.

By accessing or using our Site, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, you should not use our Site.

2. Services Provided Jamie Smith Insurance offers information and services related to health and life insurance. The information provided on this Site is for general informational purposes only and does not constitute professional advice until you've held a conversation / consultation with a licensed insurance agent or broker before making any insurance decisions.

3. Use of the Site

• Eligibility: You must be at least 18 years old to use our Site.

• Account Security: You are responsible for maintaining the confidentiality of your account information, including your username and password, and for all activities that occur under your account.

• Prohibited Conduct: You agree not to use the Site for any unlawful purpose or in any way that could harm, disrupt, or otherwise negatively impact the Site or its services.

4. Intellectual Property All content on this Site, including text, graphics, logos, images, and software, is the property of Jamie Smith Gamardo or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

5. Privacy Policy Our Privacy Policy, which explains how we collect, use, and protect your personal information, is incorporated into these Terms by reference. By using our Site, you agree to the terms of our Privacy Policy.

6. Disclaimer of Warranties The information and services provided on this Site are offered "as is" without any warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted or error-free, nor do we make any warranty as to the results that may be obtained from using the Site.

7. Limitation of Liability In no event shall Jamie Smith Insurance, its affiliates, or their respective officers, directors, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or the services provided.

8. Indemnification You agree to indemnify, defend, and hold harmless Jamie Smith Insurance and its affiliates from any claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of the Site or violation of these Terms.

9. Governing Law These Terms and your use of the Site shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of laws principles. Any legal action or proceeding arising under these Terms shall be brought exclusively in the federal or state courts located in Fort Bend, Texas.

10. Changes to Terms We may update these Terms from time to time. Any changes will be effective immediately upon posting the revised Terms on the Site. Your continued use of the Site following the posting of changes constitutes your acceptance of such changes.

11. Contact Us If you have any questions about these Terms, please contact us at:

• By Email: info@jjsmithinsurance.com

Thank you for choosing Jamie Smith Insurance for your health and life insurance needs.